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We Are The Smart Money Advisors

Secure Your Future With Reliable Income for Life

Retirement shouldn’t be a time of instability in your life. Each and every day, we help people just like you overcome their financial hurdles and insecurities, setting them up for sustained personal economic growth and protection.

When it comes to retirement income, Smart Money Advisors knows best. You’ve worked hard for your money, and we know that losing it is not an option. We help you position your assets for continued income and financial protection by minimizing tax liabilities and analyzing current financial conditions.

Steven R. DeJohn Founder

About Annuities

Annuities are the only financial vehicles that can offer this comprehensive benefit line up:

- Can provide guaranteed income payments for life

- Are able to accumulate money on a tax-deferred basis

- Deferred annuities have no IRS contribution limits, so you can invest as much as you want for retirement!

- Feature optional living benefits, often referred to as riders, that can be added to provide solutions to a variety of retirement income concerns including how long you need income and how much income you need

- Have death benefit options that can help increase the legacy you leave and ensure your loved ones are taken care of

- And, fixed indexed annuities are a type of fixed annuity that earns interest based on changes in a market index, which measures how the market or part of the market performs. The interest rate is guaranteed to never be less than zero, even if the market goes down.

Bear in mind that withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty.