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Disclaimer

Please note that the examples herein are not company nor product specific. They are concepts shown to give you general information of the benefits and limitations of the products and are not designed to be a recommendation to buy any specific financial product or service. Products change and such product concepts may not be suitable for your needs or available in your state.

*Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer.

**Some fixed index annuities may have a lifetime income guarantee as part of the base policy; others may have riders available for additional premium that provide this benefit. Annuity riders may also be available for an additional annual premium that may provide additional benefits. See your annuity contract for terms, exclusions and limitations.

By responding to this offer you may be contacted by a licensed insurance agent regarding retirement income planning using fixed insurance products. Smart Money Advisors is insurance licensed in all 50 states (AR364647/CA0G91919/TX1567166) and all employees of Smart Money Advisors have the appropriate licenses for the products they offer.

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